" We are a credit broker and not a lender. We can introduce you to a limited number of lenders and their finance products which may have different interest rates and charges. We are not an independent financial advisor. We will provide details of products available from the lenders we work with, but no advice or recomendation will be made. You must decide whether the finance product is right for you. We do not charge you a fee for our services. Whichever lender we introduce you to, we will typically receive commision from them. The lenders we work with could pay commision at different rates. However, the amount of commision we receive does not have an effect on the amount you pay to that lender under your credit agreement."